Our Services
From First Home Buyers to managing large rental portfolios, existing homes and new builds, we've got you covered.
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First Home
Find out how much you can borrow, and how much deposit you need. Advice on different options including First Home Loan and cost comparison of different lenders. Help with every step of the process from getting a preapproval through to settlement.
New Build
Mortgage lending for all new build options – Turnkey / Home & Land Package, fixed price contract, self-managed build, relocatable, kitset, and tiny homes. Bank and non-bank lender options, interest only and capitalising options.
Owner-Occupied
First home, moving, upsizing or downsizing. Lending for family homes, holiday homes, baches and cribs. Lending for new purchases, including bridging finance and security swap if needed.
Investment
Short and long term rentals and Airbnbs. Using equity in existing property. Help with long term planning for single property investors through to large portfolios. Long term interest only options.
New Residents
Lending options for buying on Permanent Resident, Resident, or Work Visa.
Overseas Income
Kiwis living overseas or working for an overseas company, or Australia/Singapore citizens eligible to buy in NZ. Lending options for both salary and self-employed.
Interest Rates
Proactive management of interest rates to save money. Breaking and refixing when rates drop if beneficial. Using offset and revolving credit to reduce interest cost with flexibility.
Mortgage Freedom
Long term planning to get you mortgage free, sooner. Sensible, affordable, long term plans to cut years off your mortgage and build equity quicker.


Meet Gareth Jenkins
As a residential mortgage specialist, Gareth has a passion for guiding first-time homebuyers through the complicated process of securing a mortgage. Thanks to his background in financial analysis, Gareth has honed his ability to work through
complex scenarios to identify the best possible solutions for his clients.
He prides himself on making sure each of his clients gets the best value from their lending, helping them to save money and feel confident in their decision. Whether you a first-time homebuyer or a seasoned pro, Gareth is committed to providing personalised, expert advice to help you achieve your property goals.
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