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Have questions or ready to discover your borrowing potential? Let’s chat!
Frequently asked questions
Call us for expert mortgage advice tailored to your personal situation. We can help you work out your options and how much you can borrow.
It depends on your circumstances and the property you're looking to buy, but first home buyers can potentially buy with as little as 5% deposit. If you're not buying your first home, you typically need 10% deposit for a house or unit, or 20% for an apartment.
Investment properties usually need 15-30% deposit, and vacant land 20-50%.
We are paid commission by lenders when our clients take on new lending. Some lenders also pay an ongoing commission for managing our clients' loans. This means for the vast majority of our clients we work on a "no fee" basis, even if you don't end up buying anything or it takes a long time.
At our end we respond to queries as quickly as we can, and we turn around reviews and recommendations within 24 hours. Bank applications can take between 3-10 days depending on the lender and the type of application.
Banks don't usually advertise their best rates, so looking at publicly available information like their websites, or stories in the media, can be misleading. The best way to find out what rates are available is to ask a mortgage advisor, as we have the most up to date information on what banks are actually offering. We can also take into account other factors like how much upfront cash banks are offering, as well as any relevant policies.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
