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Get Ahead,
Stay Ahead!
Making home loans easy with personalised, expert advice.
Need help moving Ahead with your mortgage?
Wanting to find out what your options are, including how much you could borrow, and what the rates would be? We’re here to help. For first-time buyers, we’ll simplify every step. Already have a mortgage? Let us review it and find ways to save, adjust, or plan ahead. Whatever stage you're at we'll make it easy, and try to save you as much money as possible.
Talk to a Mortgage Advisor
Discover our easy 4 step mortgage advice approach
Think Ahead
Find out your goals and work out how we can help.
Plan Ahead
We'll work out your options and help you narrow them down to make a plan.
Move Ahead
Secure the best loan for your needs and take actionable steps toward achieving your homeownership dream.
Stay Ahead
Receive ongoing personalised support to help you manage your mortgage and keep up with any financial changes.
Pricing
In almost all cases our advice is no cost to you. (We are paid a commission by lenders). We don't charge for applications or for clawbacks.
In the rare cases where we need to charge a fee, we would arrange this with you beforehand.
Find out how much you could borrow.
We'll analyse your situation and property goals to quickly work out how much you should be able to borrow.
We'll also let you know how much deposit you'll need, and what interest rates and payments to expect.
We'll also estimate your payments and other costs you need to think about, as well as how much cash we should be able to get from lenders to help cover it.
Try our free
lending calculator
Quickly estimate your borrowing power with this tool.
We've helped Kiwis across the whole country
We provide a nationwide service, helping clients wherever they move or invest.
200+
Locations across New Zealand
$125M+
Client loans under management
Explore our articles
Read these articles to get mortgage ready!
Frequently asked questions
Call us for expert mortgage advice tailored to your personal situation. We can help you work out your options and how much you can borrow.
It depends on your circumstances and the property you're looking to buy, but first home buyers can potentially buy with as little as 5% deposit. If you're not buying your first home, you typically need 10% deposit for a house or unit, or 20% for an apartment.
Investment properties usually need 15-30% deposit, and vacant land 20-50%.
We are paid commission by lenders when our clients take on new lending. Some lenders also pay an ongoing commission for managing our clients' loans. This means for the vast majority of our clients we work on a "no fee" basis, even if you don't end up buying anything or it takes a long time.
At our end we respond to queries as quickly as we can, and we turn around reviews and recommendations within 24 hours. Bank applications can take between 3-10 days depending on the lender and the type of application.
Banks don't usually advertise their best rates, so looking at publicly available information like their websites, or stories in the media, can be misleading. The best way to find out what rates are available is to ask a mortgage advisor, as we have the most up to date information on what banks are actually offering. We can also take into account other factors like how much upfront cash banks are offering, as well as any relevant policies.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
Payroll processing involves calculating and disbursing employee salaries, including deductions and benefits.
The benefits of working with us
We make home loans easy.
Our processLess stress
Get quick, accurate answers to your questions. No waiting on hold, or having to explain your situation on every call.
We care
We do whatever we can to find a solution for our clients, no matter how complex or tricky your situation is.
We save you money
We'll make sure you get the best deal when you buy, and proactively look for ways to save you money long-term.
No cost to you
We're paid a commission by lenders when our clients take out new lending, so there is no cost to you.
